Ditch the Bank, Own Your Texas Home Today!
Tired of the banks telling you “no”? At JCA Freedom Homes, we say “yes”!
We make it easy for you to buy a home with OWNER FINANCING.
We can help you find a home that the owner will finance for you.
Bad credit? No credit? No problem!
Struggling to get a traditional mortgage? We specialize in finding homes with owner financing, making homeownership accessible to everyone.We make it easy to buy a home with owner financing, no matter what your credit history looks like.
We believe you deserve a shot at owning a home in Texas.
What is owner financing?
Owner financing is a way to buy a home directly from the seller, where the seller acts as the lender. Instead of getting a traditional mortgage from a bank, you make payments to the seller until the house is paid off. Think of it like a private loan between you and the homeowner.
Why would I choose owner financing?
- Easier Qualifying: Owner financing can be a great option if you have bad credit, no credit, or are self-employed. Sellers are often more flexible than banks when it comes to credit history.
- Faster Closing: Skip the long bank loan process and potentially close on your new home much faster.
- Flexible Terms: You can often negotiate terms like down payment, interest rates, and payment schedules directly with the seller.
- Build Equity: Start building equity in your home right away, just like with a traditional mortgage.
Is owner financing right for me?
Owner financing can be a great option for many people, but it’s important to weigh the pros and cons and understand the legal requirements. Contact JCA Freedom Homes today to discuss your individual needs and see if owner financing is the right path to your Texas dream home!
Got Questions On Owner-Financing? We have the answers!
Curious if you qualify? We’d be happy to discuss this with you 🙂